Winnipeg Auto Insurance | MPI Autopac | JM Johnson Insurance
Manitoba Autopac Insurance - MPI & Optional Coverage Quotes
JM Johnson Insurance Agencies makes it easy to get the right MPI Autopac coverage plus affordable optional protection — all in minutes.
- MPI Authorized Broker
- Serving Winnipeg Drivers for Over X Years
- 5-Star Local Service
Drive Protected in Winnipeg
In Manitoba, basic auto insurance is mandatory through Manitoba Public Insurance (MPI), but choosing the right optional coverage can make all the difference if you’re in an accident. That’s where JM Johnson Insurance Agencies comes in.
Our team knows Winnipeg’s roads and driving challenges — from icy winter commutes to busy downtown traffic — and we’re here to help you get the right protection at the best possible rate.
Why Choose JM Johnson for Auto Insurance?
- Local MPI Experts — We’ll walk you through exactly what’s included in your basic Autopac coverage.
- Tailored Optional Coverage — Increase your liability limits, lower deductibles, and add rental car protection.
- Bundle & Save — Combine your auto and property insurance for bigger discounts.
- Fast & Friendly Service — Get your quote in minutes online, by phone, or in person.
What’s Included in MPI’s Basic Autopac Coverage?
- Third-Party Liability — $500,000 coverage for damage or injury you cause to others.
- Personal Injury Protection — Covers medical expenses and loss of income after an accident.
- All-Perils Coverage — Protects your vehicle from a wide range of risks.
Why Add Optional Coverage?
Basic coverage is a good start, but optional insurance helps you:
- Increase Liability Limits — Up to $10 million for better financial protection.
- Lower Your Deductible — Reduce out-of-pocket expenses after a claim.
- Get Loss of Use Coverage — Keep driving with a rental while your car is in the shop.
FAQs about Auto Insurance in Winnipeg:
Do I have to use MPI for auto insurance?
Yes, MPI provides mandatory coverage in Manitoba. We help you renew and add optional protection.
Can I bundle my auto and home insurance?
Absolutely — it’s one of the best ways to save.
Do I need higher liability limits?
We recommend it for most drivers to ensure you’re fully protected.